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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Simple Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$12.00
$12.30
$12.60
$13.20
$13.50
$14.10
$14.40
$15.00
$15.60
$16.50
$17.10
$18.00
$18.60
$19.50
$20.70
$21.60
$22.80
$24.30
$26.10
$27.90
$30.00
$32.40
$34.20
$36.30
$38.70
$41.10
$43.50
$46.80
$50.40
$54.60
$59.70
$65.10
$70.50
$75.90
$84.60
$90.90
$101.10
$109.80
$118.80
$129.30
$141.60
$156.90
$173.10
$191.10
$217.20
$242.40
$272.40
$300.60
$331.80
$364.50
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$24.00
$24.60
$25.20
$26.40
$27.00
$28.20
$28.80
$30.00
$31.20
$33.00
$34.20
$36.00
$37.20
$39.00
$41.40
$43.20
$45.60
$48.60
$52.20
$55.80
$60.00
$64.80
$68.40
$72.60
$77.40
$82.20
$87.00
$93.60
$100.80
$109.20
$119.40
$130.20
$141.00
$151.80
$169.20
$181.80
$202.20
$219.60
$237.60
$258.60
$283.20
$313.80
$346.20
$382.20
$434.40
$484.80
$544.80
$601.20
$663.60
$729.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$31.80
$33.00
$34.20
$35.40
$36.60
$37.80
$39.60
$41.40
$43.20
$45.00
$47.40
$49.80
$52.20
$54.60
$57.60
$60.00
$63.00
$67.80
$72.60
$78.00
$83.40
$88.80
$93.60
$98.40
$104.40
$110.40
$116.40
$124.80
$133.80
$144.60
$157.20
$171.00
$184.80
$198.60
$220.80
$235.80
$261.60
$283.20
$305.40
$331.20
$363.00
$401.40
$442.80
$488.40
$555.00
$618.60
$694.20
$764.40
$843.00
$923.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov